If you’ve been reading various online banking reviews trying to find an opportunity to earn rewards from your checking account or debit card use, you should look for PerkStreet reviews. PerkStreet Financial offers internet banking services, including a checking account with a MasterCard debit card that includes a quality rewards program.
Debit Card Rewards Program
When you open your PerkStreet checking account, you’ll get a MasterCard debit card. This card will work anywhere MasterCard is accepted and can be swiped just like a credit card. In fact, when you use the debit card without a PIN and choose credit at checkout, you’ll earn rewards.
The rewards program gives you 1% cash back value for all non-PIN transactions if your checking account has a balance under $5,000. If your balance is over $5,000 you will earn 2% cash back for the same purchases. There is an opportunity to earn up to 5% cash back at specific retailers at various times each year and the rewards program has no limitations to how much you can earn.
Rewards earned through the use of a debit card accumulate faster because unlike a credit card rewards program, you aren’t being charged interest on your purchases. When you pay interest on credit card purchases, you’re often paying more than you earn in rewards.
The cash back is not deposited into your checking account, as most bank rewards programs are. Instead, you have the option to redeem cash back in the form of gift cards to specific retailers, a MasterCard gift card, gift cards for music – including iTunes – or gift cards for coffee – including Starbucks.
The MasterCard debit card from PerkStreet offers fraud protection similar to most credit cards, which isn’t as common on debit cards. You can withdraw money without paying fees at more than 37,000 ATMs around the country.
PerkStreet Financial Checking Account
To get the MasterCard debit card and start earning money from the rewards program, you need to open a checking account with PerkStreet Financial. From other PerkStreet reviews, you can see that there are very few negative reviews on their checking account. People report it’s easy to open an account, you can open a checking account with as little as $25 and you don’t need to maintain a minimum balance.
To avoid checking account fees, simply keep your account active each month with at least one transaction per month. If your account becomes inactive, you will be charged $4.50. The checking account offers online account access, free online bill pay, and free checks.
Sign up today for one of the most rewarding checking accounts and get the PerkStreet Financial Debit MasterCard – the debit card that helps you get debt free. It gives you 5% cash back on certain categories and 2% on everything else. Now that’s Super Smart.